Who is insured
Borrowers with bank or non-bank loans who want to protect repayments against unexpected income loss.
- Segment
- Retail
- Source
- Retail products
- Channel
- Online / Branch

Borrowers with bank or non-bank loans who want to protect repayments against unexpected income loss.
The borrower's contractual obligation to make scheduled loan repayments.
Sum insured matches the outstanding loan balance; premium is calculated as a percentage of the remaining loan and agreed by negotiation. Final terms, limits, deductibles, and exclusions are confirmed during underwriting and policy issuance.
Prepare the core documents before starting the online application. Additional items may be requested for complex or high-value risks.
When an insured event happens, notify Insurco promptly, preserve evidence, and submit the documents listed in the policy. Claims handling starts once the file is complete.
Compensation may be limited or declined for intentional acts, false information, late notification that prevents assessment, uninsured uses, or risks excluded by the policy wording.
Product terms are reviewed against the customer's risk profile, then supported through online servicing and claims guidance.
The online application path is clear and easy to follow.
Policyholder
The claims document checklist made the process simpler.
Customer
Our team can compare corporate products in one place now.
Business customer